TRUTH IN ADVERTISING?

I was driving into work the other day listening to my favorite talk show host, when I saw a billboard that drew my attention.

AUTO INSURANCE FROM $150.00

CALL JOE BLOW INSURANCE  XXX-XXX-XXXX

I am an insurance agent. I have owned my own agency for 20 yrs. I know what insurance costs.  I know that there are many variables that go into the pricing of insurance.  Can an insurance policy be had for a paltry $150.00?  Sure, if the stars are aligned, you have A-1 perfect credit, you live in the lowest risk area of town, and you pick the barest of minimums for coverage. 

So, why bring this up?  I do so because I feel this type of advertising is akin to lying.  It is bait and switch all the way.  Progressive insurance avertises that we can “name or own price”, but what do you really get? Do you really protect your investment? Do you really protect your family?  Do you really get protection?  No! No! and Hell No!  You get what you pay for and that is that.

I know that any agent can undercut prices, but price should not be the primary concern.  In these tough economic times price should be a consideration ( a major consideration), but not the only one.  The primary reason for insurance is proper protection.  Having an experienced insurance agent that looks out for your needs and strives to give you each and every discount available is what you should be seeking.

Please contact us at www.timhawley.net  and let us work for you.  Tim Hawley will sit down with you and review your needs and wants.  he will assist you in creating an insurance program that works for you.  Remember, your agent should work for you not the insurance company.  Your premium dollars pay his/her bills.

Personal Watercraft Coverage

It’s a common misconception that your personal watercraft is adequately covered under your homeowner’s or renter’s policy. In most cases, you need additional coverage. For real peace of mind as you ride the waves, you need a policy that offers important coverages specifically designed for personal watercraft.

The Hawley Insurance Agency offers personal watercraft insurance through Foremost, the national leader in specialty insurance. Covered personal watercrafts include:

• Single-user personal watercraft
• Multi-user personal watercraft
• Expensive new units
• Older and lower-value units

Go to Tim Hawley Insurance to get marine safety tips and more information on coverage options

May Newsletter

FAMILY OWNED – INSURING FAMILIES
Hawley Insurance Agency Newsletter SCHOOL’S OUT FOR SUMMER MAY 2009
In This Issue DON’T LET THINGS GET AWAY FROM YOU BOATS AND PERSONAL WATERCRAFT HEADING TO MEXICO? SAVING FOR TOMORROW DON’T LET THINGS GET AWAY FROM YOU    Dear Friends,  Recently, one of my insureds died in an auto accident.  When asked by his family if he had life insurance, I had to tell them no.  He had purchased a policy years ago, but had let it lapse soon after. It was very sad, and I hated to tell them that.  Unfortunately, we never know when our time is up.  One of my favorite quips is that I will buy Life Insurance the day before I die. Well it doesn’t work that way.  I know summer is filled with fun in the sun and time off with family and friends.  But it is still a time for remembering that we have obligations.  Obligations to our family and to ourselves.  Please make sure that you are covered properly.  If you don’t know if you are or you know you aren’t, call me.  I will review your life portfolio.  If you have enough, I’ll tell you.  If you need a little more, I’ll tell you that too.  If you have no coverage at all, I can tailor a policy that fite your needs and pocket book.  I know some agents try to “SELL” you a policy.  I prefer to listen to you and craft a policy to your specs.  Please don’t wait.  You never know what tomorrow brings.
PERSONAL WATERCRAFT COVERAGE IS HERE!!!  The Foremost Personal Watercraft (PWC) program offers a great insurance product for personal water craft owners. With Foremost’s PWC policy, customers can select the coverages that best fit their situation and equipment, whether it’s a stand-up sport model or a four-seater. From basic coverage to a complete package with several optional coverages, the Foremost policy has the flexibility most people want.   Contact us today  to get your coverage in time for the summer at the lakes. WATCH YOUR KIDS AROUND WATER  Drowning is the second most common cause of death from injuries among kids under the age of 14. Drowning can happen so fast – sometimes in less than 2 minutes after a person’s head goes under the water. That leaves very little time for someone to help.  Always have an adult watch when children are in the pool – even in your own backyard. Never let childrengo in the pool if there is no adult around.		Article Headline  .       We sell Mexican Insurance.  If you are planning a trip to Mexico, don’t wait in line at the border.  Buy your insurance online, it saves time and money.  Remember, your American insurance policy doesn’t cover you south of the border for Mexican laws.  Cover yourself before you leave and rest assured with the peace of mind that you are covered correctly.  Click the link below to get your policy.              GET MEXICAN INSURANCE HERE SAVING FOR TOMORROW  Farmers Essential Life Universal Life is the next generation Universal Life product offered by Farmers Life. the advantages of this policy are many. Including a competitive interest rate.  That means no worrying about the stock market when it comes to your life insurance portfolio.  Please call us @ 602-279-3100, and let us work up a policy that fits you and your family’s needs today.
I hope you all have a very happy Summer season.   Sincerely,   Tim hawley Timothy Hawley Ins. Agcy., Inc.   Quick Links My Website Update Your Information Refer a Friend Join our Mailing List!

New Year 2008 Newsletter

HAWLEY INSURANCE
A FAMILY AGENCY INSURING FAMILIES

PLAN FOR A SUCCESSFUL YEAR
IDEAS AND REMINDERS JANUARY 2008
LET US TREAT YOU TO FREE MOVIE TICKETS We love referrals!! For each person you refer to us to get a quote for their Auto or Home insurance, we will send you 2 Harkins Movie Passes. Click the link and… Tell Us About Your Friend UPDATE YOUR PERSONAL INFORMATION Have you: Changed your Address? Changed your Tel # Changed your E-Mail? Click Here to Update Your Info Quick Links… Our Website Contact Us Our Blog Tim Hawley’s Facebook Featured Article Please let us know if you like these newsletters. If you have any ideas on how to improve these communications, please….. LET US KNOW			Hello Everyone!! Happy New Year!! It is often said: “People don’t plan to fail, they just fail to plan.” In today’s busy world, it takes planning just to get through the day. So, lets take a few minutes and think about planning. Planning for a trip, planning for children’s education, planning for retirement, or just plain planning on relaxing. Without proper planning, none of these ideas or destinations may ever occur. Proper planning allows us to benefit by ensuring that we are doing what we want to do when we want to do it, on our own terms. As such, insurance plays a very important role in the planning process. Buying a new car, house, or boat all have insurance consequences. Savings for college or retirement can be augmented by insurance, even planning a trip has insurance ramifications. I will be having people call all of my clients this year to schedule a Farmers Friendly Review. This review will allow both you and I to go over your current situation, and discuss where you want to be in the future. If I can assist you in getting there, I will. If I can’t, I may know the people that can. Either way, you have nothing to lose, and everything to gain. I look forward to meeting with each of you in the coming year. PLANNING A TRIP TO MEXICO?? If you go to Mexico, remember that an accident is not just a civil problem it is a criminal problem. You need to solve that problem by buying Mexican Insurance. You can buy it at the border, wasting precious time, or you can buy your insurance on line saving time and money. Click the link below and cruise into Mexico with the knowledge and secure feeling that you are truly covered. MEXICAN INSURANCE NOW!!! HAWLEY INSURANCE NOW SELLS LIFELOCK One area of your life that is often overlooked is your Personal Information. Have you taken every step you can to ensure its safety? CLICK HERE TO LOCK YOUR ID It is inexpensive and very well may save you thousands of dollars. Plan on having a Farmers Friendly Review We will be calling you this year top set a Farmers Friendly Review. This meeting is NOT a sales meeting. It is simply a review of your insurance needs at this time, and a check to see if we are insuring you adequately. I will answer your questions, check for all available discounts, and make sure that you are getting the most out of your insurance dollar. Call us or: CLICK HERE TO SCHEDULE YOUR FFR Thanks for reading our newsletter. I hope you found it informative. Please remember that planning is only the first step to success. The next is to follow through. Until next month — Sincerely, Timothy Hawley Timothy Hawley Ins. Agcy., Inc.

Thanks Giving E-Mail

From:	Tim Hawley <hawleyinsurance@gmail.com>
Subject:	Happy Thanksgiving!
Reply:	hawleyinsurance@gmail.com

HAWLEY INSURANCE FAMILY OWNED – INSURING FAMILIES

Happy Thanksgiving Everyone!!! I know that this year has been tough for everyone. In today’s economy, just getting by can be hailed as a victory. That being said, please know that we are trying to review every client’s insurance policies to see if we can save you money. Yes, it is true! So many times I have met with prospects and delivered a quote that is less than their current rate only to have them tell me they wanted to check and see if their current carrier could reduce their premium to match my quote. My response to that has, and always will be, “Why haven’t they done this already for you?” I dont want to be a hypocrite. I want to be able to honestly say that I am giving you the absolute lowest rates I have available. If you can’t wait for me to get to your file ( It takes a bit of time to review each one!!) call me @ 602-279-3100. We can set an appointment to review your policies and find you the savings you need. Farmer’s Next Generation Homeowners Policy Farmers has a new homeowner’s policy. The Next Generation Homeowners policy is the policy of the future for Farmers insureds. This policy replaces the Special Form and Protector Plus policies and has significant enhancements. Added to the policy are Identity theft coverage of $30,000, and laptops are covered outside the home. Please call to see if changing to this policy would not only better your coverages, but also save you money. Make Life Insurance the Basis of Your Family’s Protection What would your family do if you died tomorrow? I know we can’t replace you. You are one of a kind. But, we can replace your income stream. Please make sure your family is protected. The mortgage still needs to be paid and credit cards and other bills won’t wait. Call me to get the best rate on the plan that makes the most sense for you and your family. Well, I know I haven’t written a newsletter in awhile, but as with all of you, my family had alot of changes and challenges. We have met all of them and come out stronger. This economy will rebound and America’s greatest days are ahead of us. Sincerely, Tim Hawley Timothy Hawley Insurance Agency, Inc. From my family to yours, we wish you a Happy Thanksgiving and a truly safe Holiday season. Feature Promotion We love referrals!! For each person you refer to us to get a quote for their Auto or Home insurance, we will send you 2 Harkins Movie Passes. Click the link below Tell Us About Your Friend UPDATE YOUR PERSONAL INFORMATION Have you: Changed your Address? Changed your Tel # Changed your E-Mail? . Click Here to Update Your Info

Latest Newsletter

From:	Tim Hawley <hawleyinsurance@gmail.com>
Subject:	The Game of Life
Reply:	hawleyinsurance@gmail.com

THE GAME OF LIFE
How to Set Yourself Up To Win January 2009
HELLO EVERYONE!!! This month, I am taking a kind of playful take on some very serious issues that many of us overlook.  If you have ever played the game of life, you will probably enjoy the graphics and the examples given.  Please remember,  each example is a very important reminder of what should be done to win “The Game of Life”.
Spin The Spinner – Start The Game Life is a game of chance.  But, with proper planning, we can reduce the chance of wild ups and downs in our lives.  You don’t have to rely on chance to be successful.  Plan your next move.  Plan your future and put that plan into action.  Your first step  – CALL TIM HAWLEY to set up your Farmer’s Friendly Review.  This lets you know where you are in your CAR, HOME, and LIFE insurances. Click the link below to contact us now. CLICK HERE TO CONTACT TIM CAR INSURANCE- Yes, we sell auto insurance.  But did you know that we have a new company to quote your policies?  Bristol West, a Farmers Insurance Group company, has proven to be a very competitive company with extremely low rates.  In some instances, I have saved my clients as much as 50%. CLICK HERE TO GET YOUR NEW BRISTOL WEST QUOTE LIFE CHANGES No matter how much we try, life changes and sometimes in an instant.   When you first started with Farmers, your coverage was probably adequate for your needs.  But now, what has changed?  Additions to the family?  New job?  Bigger house or better yet, a bigger mortgage?       Contact Us Let us go over your needs and make sure you are properly covered. Home Insurance OK – It is a Monopoly piece, but it fits the theme.  Don’t play games with your life and its components.   If you own a home, is it properly insured?  Are you getting all the new discounts available to you? If you rent, why don’t you have a renter’s policy?   You are missing out on excellant rates and discounts that make  RENTER’S INSURANCE a very good value.  Don’t be penny wise and pound foolish!!! Cover your belongings the right way, NOW! Click here for your Home/renters quote NOW Retirement – Um, What’s that? The Stock Market is in the toilet, Real Estate is too.  You want to save your money, but what is the safe thing to do?  – Nice rhyme huh? Well, banks are OK, but why not invest in a Farmer’s  Life policy that pays you interest on a tax deferred basis, isn’t sensitive to the stock market’s  ups and downs,  and  allows you the flexibility  you need in your life.  Want to save in a safe controlled environment?  Are you prepared? Watch this Retirement Quiz Video Contact us Let us help you get to where you want to be.		FREE MOVIE TICKETS !!! IF YOU REFER A FRIEND WE WILL SEND YOU 2 FREE HARKINS VIP MOVIE TICKETS. WE LOVE REFERRALS CLICK HERE TO REFER A FRIEND Business Owners LOOK HERE!!! Are you a business owner?  If so, click below to learn how Hawley Insurance can assist you in getting the proper coverage at a VERY low cost. Business Owners Click Here GOING TO MEXICO? Click Here for Mexican Insurance Click the link above to get your Mexican Insurance.  Your American insurance does not cover you in Mexica, and waiting in line at the border is not a good way to start your vacation.  Our affiliate is easy to use and very inexpensive.  Save the link on your computer for future trips. Visit our website At hawleyinsurance.net, you can Pay your Bill Contact Us Get a quote Watch Videos Stay informed VISIT OUR WEBSITE.
Thank You Thank you for reading this newsletter.  Yes, it has very small articles, but they are designed to get you to think and react.  Please contact us with your questions, comments or whatever.  We really do want to hear from you. Sincerely, Tim Hawley, Hawley Insurance Agency, Inc.

Hello world!

Welcome to WordPress.com. This is your first post. Edit or delete it and start blogging!