I was driving into work the other day listening to my favorite talk show host, when I saw a billboard that drew my attention.
AUTO INSURANCE FROM $150.00
CALL JOE BLOW INSURANCE XXX-XXX-XXXX
I am an insurance agent. I have owned my own agency for 20 yrs. I know what insurance costs. I know that there are many variables that go into the pricing of insurance. Can an insurance policy be had for a paltry $150.00? Sure, if the stars are aligned, you have A-1 perfect credit, you live in the lowest risk area of town, and you pick the barest of minimums for coverage.
So, why bring this up? I do so because I feel this type of advertising is akin to lying. It is bait and switch all the way. Progressive insurance avertises that we can “name or own price”, but what do you really get? Do you really protect your investment? Do you really protect your family? Do you really get protection? No! No! and Hell No! You get what you pay for and that is that.
I know that any agent can undercut prices, but price should not be the primary concern. In these tough economic times price should be a consideration ( a major consideration), but not the only one. The primary reason for insurance is proper protection. Having an experienced insurance agent that looks out for your needs and strives to give you each and every discount available is what you should be seeking.
Please contact us at www.timhawley.net and let us work for you. Tim Hawley will sit down with you and review your needs and wants. he will assist you in creating an insurance program that works for you. Remember, your agent should work for you not the insurance company. Your premium dollars pay his/her bills.
